I want to start a roofing business in Louisiana, can I just purchase general liability without workmens comp? - business general liability
I want to start a roofing business in Louisiana, I can be a liability without workmen comp? This is a small company of only 3 of us (myself and 2 children ).... which are covered by personal insurance .... Please help!
Business General Liability I Want To Start A Roofing Business In Louisiana, Can I Just Purchase General Liability Without Workmens Comp?
4 comments:
If you have configured your company as a society, where all 3 of them are partners (and not with someone else, not even a friend) is likely to deny coverage. However, it is necessary to ensure that you do with respect for the law of Louisiana. Consult an insurance agent, licensed in Louisiana and specializes in business insurance or an attorney for review. Or you can consult with the State (225) 342-7555. If you can not deny coverage, and then choose to recognize that each of you health insurance, life insurance and disability need not be so easy to achieve because of their work. The roof is one of the most dangerous occupations, because of the risk of falls.
Your agent should be able to sell insurance, and if you refuse to compensate the workers must ask you to sign a waiver. If you do not choose to waive their rights, I also have each of their children for reasons of clarity, to sign and avoid future misunderstandings.
Good Luck
The best an agent or an insurance company for a quote Contact .. Whereas on the link below for a free estimate.
The best an agent or an insurance company for a quote Contact .. Whereas on the link below for a free estimate.
Of course you can buy only the GL.
But not to cover your personal medical insurance bet to injury, the "workers compensation. Most have exclusions injuries. And even if they do not if this will hurt your business, and a child to sue your insurance company May for all medical bills. And God forbid, he dies, his wife or his children for loss of wages for the rest of his life to sue. And they will win.
Do not have a workers' compensation business receives the hook of the compensation for workers - medical expenses and loss of wages owed the injured person still. Your health insurance is the reimbursement of medical claim. Or their property. And they can not waive the rights.
Do not believe me? Talk to your lawyer.
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